The Chance to Start Over Again
A Chapter 13 Bankruptcy Can Help Get You Back on Track
Recent changes to the bankruptcy laws do make it more difficult to qualify for some Chapter 7 bankruptcy protection. This does not mean you do not have options, however. Should you be unable to file Chapter 7, Chapter 13 bankruptcy can still give you the financial fresh start you need. Loan workouts, debt reorganization and mortgage modifications could also be options. At the Law Office of Geri Lyons Chase we help clients seek the debt relief they need to get back on track in a dignified and nonjudgmental environment.
Ignoring your debt will not make it go away. Once you file for bankruptcy protection, though, creditor harassment and collection actions will stop. All communications will go through your attorney, giving you the peace you need. Call our Annapolis, Maryland, office at 410-849-0095 to learn more. You could also e-mail us.
When You Find Yourself in Need of Chapter 13 Bankruptcy Protection
There are many reasons you could find yourself in need of a bankruptcy filing. In fact, divorce is the most common reason for bankruptcy. They also result from sudden illness (causing quickly mounting medical bills), job loss or the death of the family breadwinner. If you find yourself with out-of-control debt, we can help you stop debt collection actions, foreclosure and vehicle repossession, helping you find the financial relief you need and deserve.
What is Chapter 13?
Chapter 13 is also known as "repayment bankruptcy." It allows you to consolidate your debt into one manageable amount, making one monthly payment for a period of three to five years. Keep in mind, however, that some debts cannot be consolidated. Student loans, tax payments, child support or alimony and future mortgage payments must be paid separately. Getting You Through a Difficult Process by Preserving Your Dignity
At the Law Office of Geri Lyons Chase, we focus on the needs of our clients in a Chapter 13 bankruptcy filing. We realize that they are not just case numbers, they are real people with real problems, and we treat them accordingly. We purposely keep our firm's caseload manageable so that we can give each client the personal attention their case is worthy of. Founding attorney Geri Lyons Chase, has over 20 years of experience helping clients find debt relief, stop home foreclosure and manage issues affecting their small businesses.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding a Chapter 13 repayment plan, contact us today. Send us an e-mail or call our firm at 410-849-0095.
